Category: Group Benefits
Can I Have Health Insurance Through Work and on My Own?
April 13, 2021
If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health...
If My Company Is Acquired by Another Company, What Happens to My 401(k)?
March 28, 2021
If your employer is acquired, the fate of your 401(k) plan may depend in part on what type of acquisition it is – asset sale...
How to Roll Over Your 401(k)
March 13, 2021
If you leave your job for reasons other than retirement, you have four options on what to do with your 401(k). You can: Leave it...
Am I Required to Provide My Employees with Short-Term or Long-Term Disability?
February 28, 2021
Short-term disability insurance provides some income replacement when a non-work-related illness or injury leaves an employee unable to work for a limited time period. Long-term...
What Benefits Should I Offer My Employees?
February 13, 2021
Employee benefits will cost your business. There is no avoiding that, but the pros outweigh the cons. Advantages of offering benefits include better recruitment and...
Is My Work Health Insurance Better Than Marketplace Insurance?
January 28, 2021
Group health insurance is one of the most important benefits employers offer their employees. Under the Affordable Care Act (ACA), companies with 50 or more...
What Happens if I Withdraw My 401(k) Early?
January 13, 2021
A 401(k) is a company-sponsored retirement plan that gives employees a tax break on the portion of their salary they contribute to the plan. Contributions...
Can I Invest The Money In My HSA/FSA?
December 28, 2020
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are both offered by employers and designed to ease the financial burden of healthcare. But there...
What Happens When You Inherit A 401(k)?
December 13, 2020
A 401(k) is a tax-deferred, retirement savings account. When a person opens a 401(k), he or she names one or more beneficiaries to receive the...
Pros & Cons Of Opening A Flexible Spending Account
November 28, 2020
Flexible spending accounts (FSAs) are associated with employer-sponsored health insurance plans. They allow you to divert a tax-deferred portion of your earnings into the account,...